West Coast

UL SERIES

LifeTime Gold 120
This is a individual universal life product with a maturity guarantee premium for ages 20 and higher.  Matures at age 120 with $1 of cash value at age 100 or payment of maturity guarantee premium.  Issued for ages 0 - 90.

Golden Legacy Protector III
This is a second to die universal life product with a guarantee coverage premiums for 10 years or to joint age 100.   Matures at age 120 with $1 of cash value at joint age 100 or payment of maturity guarantee premium. Issued for joint ages 25 - 85. 

TERM SERIES

Golden Legacy Term 10
This is a second to die term life product with 10 year level guarantee premiums.
Conversion option is available (if requested) even if one insured is uninsurable.
The Golden Legacy Term 10 is renewable to joint age 95.
Issued for ages 50 - 75.

Golden Legacy Term 20
This is a second to die term life product with 20 year level guarantee premiums.
Conversion option is available (if requested) even if one insured is uninsurable.
The Golden Legacy Term 20 is renewable to joint age 95.
Issued for ages 40 - 60.

Golden Legacy Term 20/10
This is a second to die term life product with 20 year level current premiums and 10 year level guarantee premiums.
Conversion option is available (if requested) even if one insured is uninsurable.
The Golden Legacy Term 20/10 is renewable to joint age 95.
Issued for ages 40 - 60.

Golden Legacy Term 30
This is a second to die term life product with 30 year level guarantee premiums.
Conversion option is available (if requested) even if one insured is uninsurable.
The Golden Legacy Term 30 is renewable to joint age 95.
Issued for ages 25 - 50.

Golden Legacy Term 30/20
This is a second to die term life product with 30 year level current premiums and 10 year level guarantee premiums.
Conversion option is available (if requested) even if one insured is uninsurable.
The Golden Legacy Term 30/10 is renewable to joint age 95.
Issued for ages 25 - 50.

Golden V20
This is a Graded Premium/Term Life Insurance with 20 Year Level Premiums Guaranteed.
The V20 product is convertible for the first 20 years or age 75, whichever is first.
The V20 is renewable to age 100. Issued for ages 15 - 67. For WA, max issue age is 60.

Golden V30
This is a Graded Premium/Term Life Insurance with 30 Year Level Premiums Guaranteed.
The V30 product is convertible for the first 30 years or age 75, whichever is first.
The V30 is renewable to age 100. Issued for ages 15 - 55.

Golden G10
This is a Graded Premium/Term Life Insurance with 10 Year Level Premiums Guaranteed.
The G10 product is convertible for the first 10 years or age 75, whichever is first.
The G10 is renewable to age 100. Issued for ages 15 - 83 (max issue age for non-tobacco is 83, 81 for tobacco).
For WA, max issue age is 70. For OR, max issue age is 83.

Golden G15
This is a Graded Premium/Term Life Insurance with 15 Year Level Premiums Guaranteed.
The G15 product is convertible for the first 15 years or age 75, whichever is first.
The G15 is renewable to age 100. Issued for ages 15 - 74 (max issue age for non-tobacco is 74, 72 for tobacco).
For WA, max issue age is 65. For OR, max issue age is 72.

Golden G20
This is a Graded Premium/Term Life Insurance with 20 Year Level Premiums Guaranteed.
The G20 product is convertible for the first 20 years or age 75, whichever is first.
The G20 is renewable to age 100. Issued for ages 15 - 67 (max issue age for non-tobacco is 67, 65 for tobacco).
For WA, max issue age is 60. For OR, max issue age is 65.

Golden G25
This is a Graded Premium/Term Life Insurance with 25 Year Level Premiums Guaranteed.
The G25 product is convertible for the first 25 years or age 75, whichever is first.
The G25 is renewable to age 100. Issued for ages 15 - 59 (max issue age for non-tobacco is 59, 50 for tobacco).
For WA, max issue age is 55. For OR, max issue age is 59 for non-tobacco, 51 for tobacco.

Golden G30
This is a Graded Premium/Term Life Insurance with 30 Year Level Premiums Guaranteed.
The G30 product is convertible for the first 30 years or age 75, whichever is first.
The G30 is renewable to age 100. Issued for ages 15 - 52 (max issue age is 52 for non-tobacco, 45 for tobacco)
For WA, max issue age is 50. For OR, max issue age is 52 for non-tobacco and 45 for tobacco.